General Legal Services 

Members receive deeply discounted legal services.  Examples of commonly used services: Traffic Ticket Defense, Name Change, Simple will with Minors Trust, Chapter 7 Bankruptcy, Non-Support (Spouse/Child), Simple Divorce, Regular Incorporation, and Personal Real Estate Closings.

Consumer Protection 

there are several Federal laws that have been enacted to protect consumers from violations.

• Fair Credit Reporting Act - This law was designed to ensure that credit reports are CORRECT.  If a credit reporting agency fails to fix inaccurate entries, consumers may use the FCRA to get their credit reports fixed, and they will also be entitled to compensation and damages.
• Fair Debt Collection Practices Act - The FDCPA protects consumers from overly aggressive creditors and collection agencies.
• Telephone Consumer Protection Act - The TPA regulates calls made to your cell phone by use of an auto-dialer (robo-calls) or a pre-recorded message.
• As a member you will have access to consultations with the Violations group.  If a Violation has occurred, you will have the option to engage the plan attorney to represent you on a FULLY CONTINGENT FEE basis.  Asserting your claim will cost you nothing.

Credit Report Assistance 

• Repair your credit with all 3 credit bureaus, increase your credit score and easily do it yourself.
• Know which accounts are hurting your credit and helps you create powerful disputes to remove them.

Virtual Debit Card for Kids 

Free virtual debit card that allows families to use to manage chores and allowance.

• No-Monthly Fee* Debit card for kids that parents control from their phone.
• Manage chores and allowances.
• Send your kids money and let them request it when they need it.
• Parental controls allow you to have complete control of your kids’ money and what they can buy on the online shop.  
• The online shop allows children to shop from thousands of unique and name brand products.  
• Children can even donate to charities within the shop.

Emergency Roadside Assistance 

• 24 HR Emergency Assistance – tire service, delivery of supplies (i.e. gas, water, oil), lost key and lockout, battery service, free towing up to 5 miles.